Friday, January 1, 2016
Thursday, December 24, 2015
Sukanya Samriddhi Yojana account in Banks now
The initiative of Govt of India Sukanya Samriddhi Yojana Account, is now available in Banks also other than Post Offices.
For now, its available in SBI and ICICI bank till writing this post, It's very easy to open in bank, The documents required are
1> Sukanya Samriddhi Yojana account Form (provided from bank0
2> 2 passport size photographs of Girl Child
3> Birth Certificate of Girl Child
4> Id Proof of Parent/gardian
5> 2 passport Size photographs of parent/gardian
6> Address Proof
7> Account detail to associate your child account with your account.
Now, one benefit is that, you need not to stand in post office queue for fund deposit, just transfer fund to Sukanya Samriddhi Yojana account using online banking sitting at home,
For tracking Sukanya Samriddhi Yojana account of your child you need to visit bank, online tracking is not possible by now.
Hope for much improvements in future, like online tracking in parent account, inter/intra bank switching to parents/guardian account.
For now, its available in SBI and ICICI bank till writing this post, It's very easy to open in bank, The documents required are
1> Sukanya Samriddhi Yojana account Form (provided from bank0
2> 2 passport size photographs of Girl Child
3> Birth Certificate of Girl Child
4> Id Proof of Parent/gardian
5> 2 passport Size photographs of parent/gardian
6> Address Proof
7> Account detail to associate your child account with your account.
Now, one benefit is that, you need not to stand in post office queue for fund deposit, just transfer fund to Sukanya Samriddhi Yojana account using online banking sitting at home,
For tracking Sukanya Samriddhi Yojana account of your child you need to visit bank, online tracking is not possible by now.
Hope for much improvements in future, like online tracking in parent account, inter/intra bank switching to parents/guardian account.
Sunday, November 22, 2015
Swachh Bharat Tax and we people
By Gaurav Sharma
on Sunday, November 22, 2015
| Current Affairs, India, Issues, Politics, Thoughts
| No comments
BJP's Achche Din Aayenge slogan during election was actually for only BJP, not the public. This is revealed now. First They increase Service Tax from 12.5% to 14% and now Government increasing again service tax from 14 to 14.5%. And a one more Slogan and compagn of BJP Government The Swachh Bharat Abhiyaan, now Government introduces Swachh Bharat Tax, its again a extra burden to we common people.
According to this Swachh Bharat Tax, this tax applicable to .5% to total gross value(including all other taxes) on bill, and then this .5% tax will be applicable to that amount.
Always we people suffer by policies of the government, why don't these politicians cut expenditure of their facility and subsidies available to them.
Dont know kab Achche Din Aayenge.
According to this Swachh Bharat Tax, this tax applicable to .5% to total gross value(including all other taxes) on bill, and then this .5% tax will be applicable to that amount.
Always we people suffer by policies of the government, why don't these politicians cut expenditure of their facility and subsidies available to them.
Dont know kab Achche Din Aayenge.
Wednesday, November 4, 2015
eCommerce & Courier partners
This is the festive season, and various eCommerce came with different offers and discounts for the customer, where these things make user easy to get these offers without wondering here and there to choose product of their choice, make your festive season experience good with new and in budget product.
On the other hand if we don't talk about the metro cities, where these eCommerce company providing one day delivery with their courier partners, but what happens when they have to deliver it other than metro city, take standard time to deliver, there is no problem, but it takes more than that, results in all excitement gone due to bad experience on delivery of parcel. Sometimes the product is in your city for many days but courier company don't deliver it. Contact to customer care for delivery, or non-updation of tracking details user always suffers and make their experience bad for these online purchases.
eCommerce Company should instruct their courier partner to have enough man-power to handle large volume of parcels , customer nothing to do with delay in delivery due to the large volume of parcels, user just want their product on time.
eCommerce company offers easy and hassle free return policy, but its not easy and hassle free, its also time taking. Also some customers complaint about they found something else in package instead of their product, this is also make bad user experience and stop them to purchase online, return and refund is not the only solution for this, they should make this system monitor so watchful so that these kind of activities can be stopped.
On the other hand if we don't talk about the metro cities, where these eCommerce company providing one day delivery with their courier partners, but what happens when they have to deliver it other than metro city, take standard time to deliver, there is no problem, but it takes more than that, results in all excitement gone due to bad experience on delivery of parcel. Sometimes the product is in your city for many days but courier company don't deliver it. Contact to customer care for delivery, or non-updation of tracking details user always suffers and make their experience bad for these online purchases.
eCommerce Company should instruct their courier partner to have enough man-power to handle large volume of parcels , customer nothing to do with delay in delivery due to the large volume of parcels, user just want their product on time.
eCommerce company offers easy and hassle free return policy, but its not easy and hassle free, its also time taking. Also some customers complaint about they found something else in package instead of their product, this is also make bad user experience and stop them to purchase online, return and refund is not the only solution for this, they should make this system monitor so watchful so that these kind of activities can be stopped.
Tuesday, November 3, 2015
Coolpad Note 3 : First Update is here
By Gaurav Sharma
on Tuesday, November 03, 2015
| Budget Phones, Current Affairs, Gadgets, India, Online Shopping, Smartphone, Technology
| 6 comments
Coolpad note 3 is the first phone with 3GB RAM and finger print scanner in Just Rs 8999/ in India,
Users were facing issues of heating, third party led notification was not there, Rear camera is not up to the mark, moving apps to sd card .
So most awaited first update I just received an hour ago,
Which addressed these issues
1> Enhancing Camera Tuning
2> Modification: Led Notification for third party application
3> Enhancing: Heating issueaddressing
4> Modification: Exchange Support
Keep providing enhancements. We all love you Coolpad Note 3
To see more information regarding COOLPAD NOTE 3 Click Here
If you are interested to purchase it using below link
Users were facing issues of heating, third party led notification was not there, Rear camera is not up to the mark, moving apps to sd card .
So most awaited first update I just received an hour ago,
Which addressed these issues
1> Enhancing Camera Tuning
2> Modification: Led Notification for third party application
3> Enhancing: Heating issueaddressing
4> Modification: Exchange Support
Keep providing enhancements. We all love you Coolpad Note 3
To see more information regarding COOLPAD NOTE 3 Click Here
If you are interested to purchase it using below link
Monday, October 26, 2015
Snapdeal's cashback : myth & reality
By Gaurav Sharma
on Monday, October 26, 2015
| India, Issues, Online Shopping, Thoughts
| 3 comments
This is the season of festivals, various eCommerce Companies attracting customers with different kind of offers.
Here is the Snapdeal, Dil ki Deal also providing cashback scheme of Rs.500/-, cashback on debit / credit card or netbanking transactions.
Sounds interesting, but dont rush to decision immediately, I tell what is the truth behind this deal.
When they say Cashback, that means Cashback to Bank account or associated Freecharge Account. But that is just a lie about cashback, they are providing 5 Freecharge coupons of rs 100/- each, When you use those coupons for while paying through Freecharge for Prepaid, postpaid, DTH, Utility Bill Payment and snapdeal purchase through app for min 500, You will get rs 100/- cash for each offer. So there is NO Cashback on your original purchase from Snapdeal.
When you highlight on FCOFFER, you will see a text appears View T&C. Don't forget to check that.
Beware of these kind of misguiding ads from these eCommerce Website, First check them care fully and then spend your money.
Here is the Snapdeal, Dil ki Deal also providing cashback scheme of Rs.500/-, cashback on debit / credit card or netbanking transactions.
Sounds interesting, but dont rush to decision immediately, I tell what is the truth behind this deal.
When they say Cashback, that means Cashback to Bank account or associated Freecharge Account. But that is just a lie about cashback, they are providing 5 Freecharge coupons of rs 100/- each, When you use those coupons for while paying through Freecharge for Prepaid, postpaid, DTH, Utility Bill Payment and snapdeal purchase through app for min 500, You will get rs 100/- cash for each offer. So there is NO Cashback on your original purchase from Snapdeal.
When you highlight on FCOFFER, you will see a text appears View T&C. Don't forget to check that.
Beware of these kind of misguiding ads from these eCommerce Website, First check them care fully and then spend your money.
Friday, October 23, 2015
Digitization of Cable TV : facts
By Gaurav Sharma
on Friday, October 23, 2015
| Current Affairs, India, Issues, Technology, Thoughts
| 1 comment
India is going in phase of digitization of Cable connection, first they digitization was mandatory in major cities, but now they are making it compulsory for all.
In first phase, in all four metro cities implemented by 31st December 2011.
in second phase, implemented in all cities having population over 1Million by 31st December 2012.
in third phase, all other urban areas by 31st December 2013.
The 4th Phase, Targeting Rest of the India by 31December 2015.
Development and growth are always good, but making digitization compulsory, Govenment should see the other side of it too.
These DTH Service providers, revised the rates of any pack frequently, when ask to them, they told they have added new channel to packs. This is not done, when digitization is going to be compulsory, there should be some rule and protocol to monitor these service provider, There should be Minimal Value Pack available(From Each DTH Service Provider), which can be affordable by all, Rate Revision should have some rules, when they can revise the rate ie some duration, but base pack should not have this eligibility, In Base Pack there should be some numbers of channels of all categories. DTH Service providers can have authority to add new channel to this base pack but can revise its rate.
What about those who cannot afford setup box, and monthly charges increase twice or trice for what they have paid currently to our cable service provider, Is this fits for all in their budget? If not, what they do, stop watching TV, Is government has a plan for this?
In first phase, in all four metro cities implemented by 31st December 2011.
in second phase, implemented in all cities having population over 1Million by 31st December 2012.
in third phase, all other urban areas by 31st December 2013.
The 4th Phase, Targeting Rest of the India by 31December 2015.
Development and growth are always good, but making digitization compulsory, Govenment should see the other side of it too.
These DTH Service providers, revised the rates of any pack frequently, when ask to them, they told they have added new channel to packs. This is not done, when digitization is going to be compulsory, there should be some rule and protocol to monitor these service provider, There should be Minimal Value Pack available(From Each DTH Service Provider), which can be affordable by all, Rate Revision should have some rules, when they can revise the rate ie some duration, but base pack should not have this eligibility, In Base Pack there should be some numbers of channels of all categories. DTH Service providers can have authority to add new channel to this base pack but can revise its rate.
What about those who cannot afford setup box, and monthly charges increase twice or trice for what they have paid currently to our cable service provider, Is this fits for all in their budget? If not, what they do, stop watching TV, Is government has a plan for this?
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