Sukanya Samriddhi Yojana account in Banks now

The initiative of Govt of India Sukanya Samriddhi Yojana Account, is now available in Banks also other than Post Offices.

For now, its available in SBI and ICICI bank till writing this post, It's very easy to open in bank, The documents required are

1> Sukanya Samriddhi Yojana account Form (provided from bank0
2> 2 passport size photographs of Girl Child
3> Birth Certificate of Girl Child
4> Id Proof of Parent/gardian
5> 2 passport Size photographs of parent/gardian
6> Address Proof
7> Account detail to associate your child account with your account.

Now, one benefit is that, you need not to stand in post office queue for fund deposit, just transfer fund to Sukanya Samriddhi Yojana account using online banking sitting at home,

For tracking Sukanya Samriddhi Yojana account of your child you need to visit bank, online tracking is not possible by now.


Hope for much improvements in future, like online tracking in parent account, inter/intra bank switching to parents/guardian account.

 

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Swachh Bharat Tax and we people

BJP's Achche Din Aayenge slogan during election was actually for only BJP, not the public. This is revealed now. First They increase Service Tax from 12.5% to 14% and now Government increasing again service tax from 14 to 14.5%. And a one more Slogan and compagn of BJP Government The Swachh Bharat Abhiyaan, now Government introduces Swachh Bharat Tax, its again a extra burden to we common people.

According to this Swachh Bharat Tax, this tax applicable to .5% to total gross value(including all other taxes) on bill, and then this .5% tax will be applicable to that amount.

Always we people suffer by policies of the government, why don't these politicians cut expenditure of their facility and subsidies available to them.

Dont know kab Achche Din Aayenge.

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eCommerce & Courier partners

This is the festive season, and various eCommerce came with different offers and discounts for the customer, where these things make user easy to get these offers without wondering here and there to choose product of their choice, make your festive season experience good with new and in budget product.

On the other hand if we don't talk about the metro cities, where these eCommerce company providing one day delivery with their courier partners, but what happens when they have to deliver it other than metro city, take standard time to deliver, there is no problem, but it takes more than that, results in all excitement gone due to bad experience on delivery of parcel. Sometimes the product is in your city for many days but courier company don't deliver it.  Contact to customer care for delivery, or non-updation of tracking details user always suffers and make their experience bad for these online purchases.

eCommerce Company should instruct their courier partner to have enough man-power to handle large volume of parcels , customer nothing to do with delay in delivery due to the large volume of parcels, user just want their product on time.

eCommerce company offers easy and hassle free return policy, but its not easy and hassle free, its also time taking. Also some customers complaint about they found something else in package instead of their product, this is also make bad user experience and stop them to purchase online, return and refund is not the only solution for this, they should make this system monitor so watchful so that these kind of activities can be stopped.

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Coolpad Note 3 : First Update is here

Coolpad note 3 is the first phone with 3GB RAM and finger print scanner in Just Rs 8999/ in India,
Users were facing issues of heating, third party led notification was not there, Rear camera is not up to the mark, moving apps to sd card .
So most awaited first update I just received an hour ago,

Which addressed these issues
1> Enhancing Camera Tuning
2> Modification: Led Notification for third party application
3> Enhancing: Heating issueaddressing
4> Modification: Exchange Support

Keep providing enhancements. We all love you Coolpad Note 3

To see more information regarding COOLPAD NOTE 3 Click Here

If you are interested to purchase it using below link

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Snapdeal's cashback : myth & reality

This is the season of festivals, various eCommerce Companies attracting customers with different kind of offers.

Here is the Snapdeal, Dil ki Deal also providing cashback scheme of Rs.500/-, cashback on debit / credit card or netbanking transactions. 

Sounds interesting, but dont rush to decision immediately, I tell what is the truth behind this deal.
When they say Cashback, that means Cashback to Bank account or associated Freecharge Account. But that is just a lie about cashback, they are providing 5 Freecharge coupons of rs 100/- each, When you use those coupons for while paying through Freecharge for Prepaid, postpaid, DTH, Utility Bill Payment and snapdeal purchase through app for min 500, You will get rs 100/- cash for each offer. So there is NO Cashback on your original purchase from Snapdeal.

When you highlight on FCOFFER, you will see a text appears View T&C. Don't forget to check that.

Beware of these kind of misguiding ads from these eCommerce Website, First check them care fully and then spend your money.

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Digitization of Cable TV : facts

India is going in phase of digitization of Cable connection, first they digitization was mandatory in major cities, but now they are making it compulsory for all.

In first phase, in all four metro cities implemented by 31st December 2011.
in second phase, implemented in all cities having population over 1Million by 31st December 2012.
in third phase, all other urban areas by 31st December 2013.
The 4th Phase, Targeting Rest of the India by 31December 2015.

Development and growth are always good, but making digitization compulsory, Govenment should see the other side of it too.

These DTH Service providers, revised the rates of any pack frequently, when ask to them, they told they have added new channel to packs. This is not done, when digitization is going to be compulsory, there should be some rule and protocol to monitor these service provider, There should be Minimal Value Pack available(From Each DTH Service Provider), which can be affordable by all, Rate Revision should have some rules, when they can revise the rate  ie some duration, but base pack should not have this eligibility, In Base Pack there should be some numbers of channels of all categories. DTH Service providers can have authority to add new channel to this base pack but can revise its rate.

What about those who cannot afford setup box, and monthly charges increase twice or trice for what they have paid currently to our cable service provider, Is this fits for all in their budget? If not, what they do, stop watching TV, Is government has a plan for this?

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Festive season and eCommerce Company Offers

This festive season the eCommerce companies like Flipkart, Amazon, Snapdeal etc brought many offers like heavy discount, cashback, app Only offers to attract customer.

Snapdeal already started their Diwali Sale, Electronic Monday Sale, By today Flipkart started their sale as The Big Billion Days 13 Oct to 17th Oct and Amazon also their amazon Great Indian Festive Sale starting today 13 Oct to 17th Oct.


Last Year Flipkart's The Big Billion Days was the flop show, they have learned from their mistakes, all others also improved their infrastructure to fulfill customer need, they are heavily spending on advertising.

Let us see, how will this show goes..

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5+ Reasons for BJP lose in Delhi Election

After 2014 Lok Sabha elections and consecutive wins in 4 state assembly elections, finally BJP's election winning strategy over development (Gujrat Model) didn't worked out in Delhi Election. Delhi Residents did not accept the false promises, actually we can say the promises, BJP dont even interested in address peoples issue in Delhi, they just concentrated over Kejriwal only, from here BJP lost his way.

These are the reasons why BJP confined to just 3 seats out of 70 seats.

1) Delay in Delhi Election after Lok Sabha elections.
BJP delayed the Delhi Election after 2014 Lok Sabha Election, which made Delhi Residents indisposed, even Delhi Residents were not happy with Arvind Kejriwal on quitting in between, but as AAP and Kejriwal got enough time to convince Delhi Residents for their mistake and concentrate over again only on Delhi.

2) Personal attacks on Arvind Kejriwal
Personal attacks on Arvind Kejriwal is one of the reason why BJP lost this election,  BJP used to do personal everytime they got chance, BJp said him a lot, like "Bhagoda", "Bandar", "Maflar-man", "Cough vs tough", made his cough an issue. many more things.

Healthy criticism is good in politics over a party and its policies but on person level with lowest grade even from Prime Minister Mr. Narendra Modi, it was not expected.

3) Negative Campaigning against AAP
 Counter Charges on AAP instead of showing addressing people's issues cost too much for BJP.

4) Amit Shah's comment on Black Money as Election Propaganda 
In an interview the Amit Shah's comment on Black Money as Election Propaganda (Chunavi Jumla). People are listening what you say what you think, what you care about, so at the responsible position you should be careful about what you are saying, what could be the impact of that.

5) Arrogance 
In all BJP's rallies  people saw the arrogance and overconfidence in all BJP leaders, even in Prime Minister.

6) No vision for Delhi
BJP just attacked AAP and Kejriwal, what they are offering to Delhi is discussed in the end, they even released the vision document just few days the election,  Delhi Residents were very definite why they should not vote BJP. and then the huge mistake in Vision Document called people of north east the 'immigrants".

7) Candidature of Kiran Bedi as CM
This is the main and BIG reason for BJP defeat, first they were not decided the face of Chief Minister candidate, to counter the Kejriwal, they bring Kiran Bedi, instead of their Party's Senior Faces who dedicate his life to BJP, they were sidelined. This was the biggest mistake of BJP. These Senior Old Faces and party workers worked years for BJP, and they have good grip in roots of Delhi, but as they were sidelined these leaders and party workers not actively participated in campaigning. So, No field work done properly.  Result in big big big lose in Delhi Election.


Responsible person should take responsibility of this lose, but they are silent now. Accept your mistake always make you great person.

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Congratulations to AAP

Counting is in the progress, but the results are as expected in exit polls. This is a huge victory of Aam Adami Party (AAP) in Delhi election. The Huge majority this time

 The whole country is looking this Delhi election results, and wishing that they can see the a different type of turnout in Indian Politics, i think its the first time any party got this much of winning seats in majority.

This is sure by now the Arvind Kejriwal will be the new CM of Delhi. Now I wish AAP fulfill all their commitments made to the public in Delhi. Set a good governance and administration milestone in Delhi.

Now who'll take responsibility of this lose in Delhi Election in BJP.

Many many congratulations to AAP.

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Decrease of crude oil prices but Rising prices of goods

We all generally see when ever the diesel and petrol prices rise the all our daily goods, general goods, vegetables price hike. Its true. Is that so because the transportation cost of all these materials increases due to hike in prices of diesel petrol.

Technically and theoretically the the price of all our daily goods, general goods, vegetables are directly proportional to price of diesel petrol price or say price of crude oil price in international market.
Presently  crude oil prices are down in international market, result in price down for diesel petrol, but the all our daily goods, general goods, vegetables are available at the same price as it was earlier when the price was hiked for diesel petrol.


Once the all our daily goods, general goods, vegetables prices rises never go down, their prices only increase but don't decrease.

Price should be down for  all our daily goods, general goods, vegetables also as we are looking there is price for petrol diesel lifted down. But its not, I'm curious to know. If you know the reason, you can share it with all of us.

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Abki baar kejriwal

Delhi election is scheduled on 7th Feb 2015, there is chaos of allegation and counter charges.

Bjp is in trouble, this time Modi lahar can't help them to win election, so BJP came with a new face Kiran Bedi to counter face of Arvind Kejriwal.

Practically people from Delhi should be confuse whom to vote and might be clear by now whom to vote. The level of politics is so downgraded, this very well established party BJP scared of Kejriwal using filthy words against Kejriwal.


AAP learning how to tackle dirty politics. While AAP won last year with 28 seats, these politicians were forcing AAP to take support and run government.

When aap were not ready to take support, these dirty politicians were saying "this is the cheating with public of Delhi, that if AAP can run government after taking support from other parties why cant AAP take support, why AAP  taking step back, because AAP  can only create chaos but cant run politics.".

When AAP was agreed to take support, these cheap politicians were saying "AAP is cheated to Delhi public, AAP decided not it take support from anyone".

Tell me who were showing double standard, AAP or other parties.

I'm not a supporter of AAP, I'm supporter of the honest person who ever he is, and belongs to any party.

I think AAP learnt a lot from past experiences, they need to focus on learn management skills, learn to tackle with problems without go on strike. They'll be the government, so figure out resolve issue without chaos.

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